Your financial habits tell a story long before you apply for small business funding. Every payment, overdraft, deposit, credit card balance, and late payment becomes part of the history a lender will eventually review. You know what was happening when each event occurred. As the owner, you know of the customer who paid late, the

When I first came across this scenario, I did not know how I would present the case. At first glance, there is nothing unusual about Helen’s Beauty Supply. Helen has been a staple in the community for many years. The sign read Helen’s Beauty Supply and Hair Braiding. She worked in the business every day,

This week I asked a simple question on Threads, Why do small business owners get denied for funding?